Does Costco Take EBT? (Everything You Need to Know + FAQs)

Does Costco Take EBT? For those who do not know, EBT stands for Electronic Benefits Transfer.

It is a program run by your state where you can use a plastic card instead of paper food stamps to buy groceries at supermarkets, convenience stores, and other places.

Costco’s success is due in large part to its affordable prices for household goods. Many families, though, utilize an EBT to pay for their food.

So, does Costco accept EBT in its retail locations? I conducted some research to find out the answer.

Does Costco Take EBT In 2021?

Costco is an American grocery chain that has been around since 1985. They sell fresh produce, meats, and other groceries in stores only to qualified shoppers who have EBT cards from their government-sponsored Supplemental Nutrition Assistance Program (SNAP).

This group can purchase food items at any location, but not gas stations like some places do because cigarettes aren’t allowed on standard forms of payment either!

Costco will take EBT benefit cards at all of their locations as of 2021. Customers who have EBT/SNAP can only buy fresh fruits, meals, meats, and other items in-store.

However, EBT cannot purchase Costco Gas, pet food, medicine, household goods, alcohol, or tobacco.

It is a straightforward yes, but there are several rules and requirements to consider when it comes to Costco and using an EBT.

So, continue reading for all the information you need about Costco and EBT.

What is Costco’s Policy on EBT?

The website of Costco says that all their warehouse locations accept EBT cards.

However, state laws can sometimes exclude some items purchased with an eligibility card, and food stamps might not cover everything you want to buy for your home or office!

Make sure you know what products are covered in each state’s requirements before shopping.

If something seems like a good idea at first, but no items are allowed after finance charges are applied, it would be a waste of time to purchase it.

Most stores also charge taxes on top of their regular prices.

Where Does Costco Accept EBT?

You may visit a Costco in one city and the next without difficulty if you use EBT at all locations.

Despite this, there are a few states that do not have a Costco. Such as:

  • Maine
  • Arkansas
  • Rhode Island
  • West Virginia
  • Wyoming

If you’re in one of those conditions, you won’t be able to find a Costco. There are only a few Costco in each state, so you’ll have to go to the city if you want one.

The following states have less than three Costco:

  • Oklahoma
  • Delaware
  • Iowa
  • Kansas
  • Louisiana
  • Mississippi
  • Nebraska
  • New Mexico
  • New Hampshire
  • South Dakota
  • Vermont

Some of these states have few or no Costco. That can be hard for people who do not live near a Costco.

But many states have five or more Costco, and Costco is always growing, so keep an eye on their website to find out more.

Things to Keep in Mind When Using Your EBT at Costco

There is a straightforward process now that you know what an EBT card is and how to use one at Costco.

Next, we’ll share a few more useful hints for using your EBT at Costco:

What Products Can You Buy with an EBT At Costco?

Each state sets its own rules, along with the federal rules on what its citizens can spend.

Plus, taxes and food costs differ from store to store, so it’s best to research which ones offer your favorite brands before making any online or offline purchases!

What Products are Restricted with an EBT At Costco? 

While there are some limitations on what you can buy, the most important restrictions regarding what you cannot purchase are much clearer. For instance,

  • Costco gas stations
  • Alcohol
  • Pet foods
  • Paper products
  • Medicine
  • Cleaning Supplies
  • Household Supplies
  • Tobacco products

Do Costco Cashiers Know I’m on Welfare if I Use My EBT Card?

Is it worth the risk to use your EBT card at Costco? It might be if you’re on welfare!

When customers swipe their cards and receive government assistance through food stamps or Medicaid (EBT) programs, cashiers know that these individuals are receiving aid.

Large letters are easy to read. But you can’t always understand them if you are not close to them.

Some stores have signs telling people to use the self-checkout stations instead of talking to an employee.

As a result, some people might try to sneak around while buying things without paying attention or understanding what is happening behind closed doors.

Can I Use My EBT Card at Costco’s Food Court?

Recently, the answer to this question has changed. So it is now possible for people who use EBT cards at grocery stores and other venues can purchase food items from Costco’s Food Court as well!

Until recently, people on restricted incomes could not use their credit cards to buy food from these stores. States like Illinois and New York made a change to allow this.

Can I Use My EBT Card to Shop at Costco Online?

Unfortunately, the answer is no. You cannot use an EBT card for online purchases, and you’ll have to do these in-store instead of ordering them through their website or app.

But again, climate change had led us here where more people need help than ever before, so fingers crossed this might change soon!”

Beware of Big Bulk Purchases with Your EBT Card

Costco is well-known for offering warehouse deals, which means that bulk items are generally reasonably priced. However, not all of these appear to be such good value.

For example, that huge pack of deli meat may appear to be a good deal, but it’s likely to go rancid before you can finish it.

Another popular Costco bulk buy is milk, which is especially appealing if you have kids. However, buying a large amount all at once has the potential to go bad and be thrown away.

Fresh produce is another major bulk item to avoid unless you’re certain it’ll be a favorite in your home and that everyone will eat it.

In general, buying from Costco is not a good idea for limited shelf-life items. For things like these that must purchase quickly, you’re probably better off going to your regular local grocery store rather than Costco.

What Is An EBT?

The acronym for “Electronic Benefits Transfer” represents a form of payment. This type of system only becomes available after you qualify to get it.

The government will provide enough income so that your family can eat properly without going hungry.

When people ask what they should buy with their food stamps or other forms, they benefit from SNAP (Supplemental Nutrition Assistance Program) programs.

It’s simpler to remember not everything on this list applies because some things simply aren’t allowed: drugs, illegal substances like marijuana; alcoholic beverages over 3.2% ABV in volume per state law definition).

Cigarettes except were taxed by the federal government; and other items like:

Adults: cigarettes, tobacco products other than those listed as allowable (at the list price), and fireworks.

Children: all prohibited items (see adults).

How Do You Use an EBT?

If you have EBT or food stamps, you will not need to use cash. You will be given a card similar to a debit card after being approved by the state.

This card is connected to an account with money in it that you can spend on food.

You must get login information to see how much money you have and, to use the card, you must assign a PIN. It is critical not to disclose this information to anybody outside of your family.

You may withdraw money from your account if you have the option to get cashback at the till, but it doesn’t always work. Other options for utilizing EBT exist, but this is the most common way.

Final Words

You might be wondering if you can buy alcohol with an EBT card. But, the answer is yes! You need to know what stores accept them and which ones don’t (or at least ask before buying something).

If your local Costco welcomes this option in-store or online, though, they’ll happily explain how things work.

So feel free to stop into their store right away for some help – managers are happy to talk shop after all.

Thanks for reading!

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